FAQs

Decisions are usually given in 30 mins or less (during business hours)

Mallard Finance will let you know if you have been approved for finance with no impact on your credit score

You are able to settle your agreement at any time with no penalty charge, you can request a settlement figure here

We can finance electric vehicles

Yes we can often finance vehicles with no deposit, you can also increase a deposit to reduce the monthly payments

You can buy a car or van from any dealership we consider reputable. We will conduct background checks on the dealership to ensure you are dealing with a reputable dealer.

If you’re having difficulty making your monthly repayments, it’s important to contact us as soon as possible. We can discuss forbearance options such as payment extensions or adjustments to your repayment plan. Visit our Money Worries section for more information.

Hire Purchase (HP) secures your finance agreement against the vehicle. It’s a way of spreading out the cost in a series of monthly payments. Once you’ve completed all your payments, you’ll own the vehicle outright.

Yes , subject to status we can offer finance to self-employed individuals or companies.